Thursday, October 3, 2013

How much this country has changed....


If George Washington were still alive, what would he say about what is going on in DC right now.
I would probably sound something like this:
"You politicians are Crooks"
He would probably would end up punching both Obama and Boehner and this is where this country has changed,  
They would sue him for punching them

Tuesday, October 1, 2013

Government Shutdown and YOU

As of Midnight today the United States Government has shutdown.
What does that mean for you?
Probably nothing immediately unless you are a government employee.

What this could mean long term...
The United States of America is not only a country but it is a business.
In business we need to have more revenue coming in then you have going out.  If we don't you shutdown and go out of business.
As a "Superpower" country we cannot go out of business, so the elected officials need to COMPROMISE and create a budget where we are spending less then the amount is coming in.
There are over 22 million business within the USA that realize that if we spend more money then we have coming in that business will not be very successful.
Making cuts in business is not anything new:
Just ask teachers police ,officers, and firefighters about PAY cuts
Does anyone in the Senate, House of Representatives or the President have what it takes to say we all need to take a PAY CUT
That is where it starts 
Major corporations make cuts all the time when they don't have enough money, they don't BORROW more money

Let's put this in a real person prospective  
I own my business....
I do not have enough money to pay all my bills....
I call American Express to raise the limit on my card....
They are not going to raise the limit on my card so I can pay Rent or Utilities or Payroll
Does this make sense to you....

Washington is out of hand with spending and no one cares
Our country has realized that being in debt that is over our heads is the norm
Us as humans are monkey see monkey do....
The government is in a crazy amount of debt so I am going to do the same thing 
Politicians have their own personnel agendas and don't care about how that will affect the country
We also have our own personnel agendas and we don't care if it affects anyone else
Everyone is a complainer but no one wants to CHANGE

This is not a difficult process.....Don't spend more then you make

Need help budgeting you finances?




Tuesday, September 3, 2013

Think for yourself

Has your Financial Advisor ever said to you "the market historically always goes up"
Do you know in a sense that is true, however in the process of going up there are dips
During those dips you LOSE money
When you lose money, your money has to work harder just to get back to where it was
Its simple math
If you have $10,000 and market drops 10% first year, you now have $9,000
then the market goes up in the second year 11% 
So now the market is up in 2 years
 But you only have $9,990 still $10 less then your original money you put in

Think for yourself and minimize your losses so your gains can be REAL gains

SafeGuard Investments LLC
941-544-8996
941-544-8546
Licensed FL & NY

Tuesday, August 27, 2013

What is happening to your retirement dollars today?

It is early Tuesday and markets world wide are down.
US markets are NOT looking to have a promising open
What is going to happen to your retirement dollars?
I know that my clients' retirement dollars are fine
Contact us to review your retirement plan
At SafeGuard Investments LLC, we believe that your retirement dollars should NEVER be at risk

SafeGuard Investments LLC
941-544-8996
941-544-8546


Wednesday, August 7, 2013

5 Reasons not to contribute to your 401k

5 Reasons not to contribute to your 401k:

 1. You don't have an emergency fund
2. Your employer doesn't match contributions 100%
 3. Your participation rate is less then 80%
 4. You fear future tax increases
 5. Lack of flexibility and high fees


Contact us to review your retirement plans
Neil Buono
 SafeGuard Investments LLC
941-544-8996 office
941-544-8546 cell
www.SWFLinvests.com

Tuesday, August 6, 2013

BETTER SAFE THEN SORRY....

Have you ever heard the saying "Better Safe then Sorry?"
There have been many times that people have been sorry.....  
What are you doing financially to be safe???
 Do you know w=if you investments are in a safe investment??

Neil Buono
Financial Advisor
SafeGuard Investments LLC
941-544-8996
941-544-8546

Friday, August 2, 2013

Any idea???

Stock Market at an all time high
Do you know why???
Do you think the economy is getting better?

Job gains are down.....
US dollar continues to fall....
Minimum wage workers are on strike cause they thing they deserve more money....
Cities filing Bankruptcy....
Bond and Precious Metals fall....
And the Government continues to go more and more in DEBT....
Are you protected?

Neil Buono
Financial Advisor
SafeGuard Investments LLC
941-544-8996
941-544-8546

Friday, July 19, 2013

This One Hurts....

Yesterday evening marked an absolutely terrible day for a major city in this Great Country-
the Municipal City of Detroit has filed for Chapter 9 Bankruptcy
What does this mean?

This means that Teachers, Police, Firefighters, and City Workers that have retired are going to lose some of their retirement pensions that they were expecting to live on in their golden years

This also means that existing Teachers, Police, Firefighters, and City Workers could have wages dropped and possibly even position diminished

This stuff makes me upset, these people looked to this once great city to protect them and their family in the future and the City has failed them.

If you have only looked to your employer for YOUR retirement....think again.  
Plan for yourself, Plan correctly
No one thought this could happen, but it did. 
DON'T LET THIS HAPPEN TO YOU!
Neil Buono
SafeGuard Investments, LLC
941-544-8996

Tuesday, July 16, 2013

The Definition of Insanity...

The Definition of Insanity:
Doing the same thing over and over but expecting different results

Has your retirement lost money?
What did you change when it did?
Did you change?
If you have lost money in the past and didn't do anything about it, it is like getting punched in the face and saying " hit me on this side too"
Find out how to change

SafeGuard Investments LLC
8586 Potter Park Dr #103
Sarasota, FL 34231
941-544-8996
941-544-8546

Monday, July 8, 2013

Are you still scared?

Are you still scared of the market?
I meet with a lot of people weekly and still the common factor for most is they don't trust the market.
This is a real concern and a good one,
But what if you had an investment that would not only get you great interest rates(capped at 14%)
More importantly when the market goes down you will not lose your principal.
This is smart investing for individual that does does not trust the stock market
That is one of many great benefits built into this investment 
Neil Buono
Financial Advisor
941-544-8996
941-544-8546

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Monday, July 1, 2013

Informational Video

Ask yourself
What couple do you want to be?
Do you want to be the couple that is working in their golden years?
Or do you want to enjoy your retirement?
 The time to start planning for your future is when you are young!
Contact us today and get your retirement plan reviewed 
Or get something started as little as $25/week can get your future started

Wednesday, June 26, 2013

Awareness

Are you Aware?

Do you want to work for the rest of your life?

What are you doing to be sure that you are not working for the rest of your life?

Planning for your future has to be done right.  Think of what your personal plans are.  If you have kids and a family, think of the plans you have for your family. 

You are the only one that has these answers and they are different from your co-workers.  Are on the right track?

If you are not preparing at all, SHAME ON YOU.

If you are, are you preparing correctly?  Just because your employer is offering a plan for you does not mean it is the best plan for you!  Let's get together and make sure the retirement plan you are in is what you want for YOUR FUTURE!

STOP DELAYING AND CALL TODAY!
 
SafeGuard Investments LLC
Neil Buono
Financial Advisor
8586 Potter Park Dr. Suite 103
Sarasota, FL 34238

Friday, June 14, 2013

TIME TO WAKE UP

This has been a VIOLENT week in the stock market
Are you one that has seen your hard working retirement dollars go down?
Are you still stuck in a employee sponsored retirement plan?
YOU NEED TO CHANGE!!
There are more options...
Your employer is not looking out for you if they have you in 401k
Don't be blinded by what is offered to you 
I have a solution to "401k" problem
You have to make the call to help yourself

SafeGuard Investments, LLC
Neil Buono
Financial Advisor
941-544-8996
www.sarasotafinancialadvice.com

Wednesday, June 5, 2013

AWARENESS

Do you care about your Financial Future?
What you do about your Retirement Planning is YOUR DECISION, NOT YOUR EMPLOYERS'
I hear all the time, "My employer matches my contributions to my 401k" 
I don't know about you but to me when you say matching contributions I think - $1 = $1
But look at your statement and do the math $1 usually equals $.10 -$.06 
Lets look at your statement together and find out whether your "employee benefit" is really a benefit
Call today 941-544-8996
http://www.sarasotafinancialadvice.com 

Thursday, May 30, 2013

Are You Prepared?

Have you heard what is going on with the Markets is Japan?
Japanese Markets dropped over 10% in a week
While that has no relevance on you money here but
what would happen to your retirement funds if that were to happen here AGAIN
Get your Retirement Portfolio looked at TODAY, you don't know what tomorrow brings
SafeGuard Investments, LLC
941-544-8996
www.SWFLinvests.com
www.Tampabayinvests.com
www.sarasotafinancialadvice.com

Friday, May 24, 2013

FEES

Do you have an IRA, 401k, or Mutual Fund-?-
Do you know what those FEES are for your account?
Has your Financial Advisor reviewed those FEES?
Has your Financial Advisor reviewed your account recently?
Those "broker" FEES have gotten out of hand....all those FEES are, are commissions.
Your retirement should not be in a FEE based account.
Call today and lets review your account and see if it is benefiting you or your Financial Advisor
Neil Buono
941-544-8996
www.sarasotafinancialadvice.com

Thursday, May 23, 2013

Today the Stock Market is getting beat up BAD....
Is your retirement fund losing?
My clients are not!
I know you have auto insurance, home owners insurance, health insurance, and some liability insurance.....BECAUSE YOU WANT TO PROTECT YOURSELF
Do you have insurance on you money??
Call Neil Buono
941-544-8996
www.sarasotafinancialadvice.com

Thursday, April 25, 2013

Secure Your Financial Future!


Do you think it is too late to start planning for your future??
You don't want to have to bagging groceries in your retirement years....Call today to secure your Financial Future! 941-544-8996




For more info visit our website: http://sarasotafinancialadvice.com/